Find More Ways to Save Money

Okay, this sounds like a simple task, but before you discount it, take a close look at how you spend and why it's so difficult to save money.  Make every money decision a decision between spending or saving.  For example, when buying a $15 DVD think about the $15 as an investment.  The DVD will be worthless in a few years.  The $15 investment will grow to hundreds of dollars over the years. Now look at all of the other spending that you do each month and find out what you can reduce.  Don't just cut back on frivolous spending, but find aggressive ways to save money.  Negotiate with your cable company, sell stuff on eBay, don't eat out as much....  There are thousands of ways to save money.  Try to implement a few things each month, at least until you get your investing path started.